Healthinsurance.org

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WebHealthinsurance.org has been providing consumer information about health insurance and health reform for 25 years. Our contributors are …

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URL: healthinsurance.org

What is health insurance

WebHealth insurance – also referred to as medical insurance or healthcare insurance – refers to insurance that covers a portion of the cost of a policyholder’s medical costs. How much …

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2023 guide to dental insurance plans

WebDental insurance premiums. For Americans who purchase their own stand-alone dental coverage, premiums are most commonly in the range of $20 to $50 per month. There are plans as low as $10/month, but to have any …

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Where do I find my 1095 tax form

WebWhat is Form 1095-B. Form 1095-B is sent out by health insurance carriers, government-sponsored plans such as Medicare, Medicaid, and CHIP, and self-insured small employers (large employers, …

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Medicaid eligibility redeterminations will resume in

WebEDITOR’S NOTE: This article was first posted in March 2022 but has been updated to reflect the passage of the Consolidated Appropriations Act, 2023 (the …

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What is direct primary care

WebDirect primary care (DPC) is a health care business model in which patients purchase a membership that allows them unlimited access to certain primary care services. The …

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Health insurance coverage options in New York

WebWhat type of health insurance marketplace does New York utilize? New York’s state-run exchange is called New York State of Health. It is one of the most robust exchanges in …

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Health insurance coverage options in Washington

WebThe Washington State Health Insurance Pool (WSHIP) was created in 1987 to provide people with an alternative if they weren’t able to get private health insurance because of …

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Health insurance coverage options in Minnesota

WebBasic Health Programs provide robust, low-premium coverage to people with income between the Medicaid eligibility threshold and 200% of the poverty level, as well as to …

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2023 Obamacare subsidy calculator healthinsurance.org

WebAnd for 2023, average benchmark premiums have increased by about 4%. And again, premium subsidy amounts are now much larger than they would otherwise be, thanks to the American Rescue Plan and …

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What is Medicaid redetermination

WebMedicaid redetermination is the process that states use to ensure that Medicaid enrollees continue to be eligible for Medicaid coverage. To be eligible for Medicaid, a person’s …

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Who’s getting zero-premium health insurance plans

WebThe availability of zero-premium plans stems from several factors: For 2021 and 2022, due to the ARP, Americans who are eligible for premium subsidies and who …

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ACA’s 2021 medical loss ratio rebates

WebThe Affordable Care Act’s requirement that health insurance companies spend 80 percent of your premium dollars on actual health care – rather than marketing, …

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Biden administration announces COVID-related special enrollment …

WebToday, President Biden signed two highly anticipated executive orders related to healthcare. The first is aimed at strengthening Medicaid and the Affordable …

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Why your ACA premium might be going up for 2022

WebAs a result, the cheapest Silver plan that Monique can get for 2022 is going to be $141/month. The two plans at that price both have lower out-of-pocket costs than …

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Medicare in California healthinsurance.org

WebHICAP, California’s Health Insurance Counseling and Advocacy Program, is a helpful resource. Access their website or call 1-800-434-0222. California’s Department of …

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What is Medicaid

WebMedicaid is a healthcare insurance program for Americans with limited income, and in some cases, limited financial assets. Medicaid is available nationwide, but coverage and …

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What is a self-insured health plan

WebSelf-insured coverage means that the employer or association pays for enrollees’ medical care directly. Fully insured coverage means that health insurance is being purchased …

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